Recent Intelligence
Algarve vs. Costa del Sol — The Honest Comparison for American Buyers 2026
Residency pathways, tax regimes, prices, liquidity, and lifestyle compared. Spain's Golden Visa property route was suspended in April 2024 — the competitive picture has shifted.
Algarve Property Taxes for American Owners — IMI, Capital Gains, Rental Income, and IRS Reporting
What you pay every year once you own: annual IMI, capital gains on sale, rental income tax under the AL regime, and everything that goes on the US return.
Portugal's D7 Passive Income Visa — The Complete Guide for Americans 2026
EU residency from €870/month. No investment required. Requirements, documents, consulate application, AIMA appointment, and the path to an EU passport in five years.
New-Build vs. Resale Property in the Algarve — Legal Differences, Developer Contracts, and What Americans Need to Know
Different legal structures, different deposit mechanics, different risk profiles. The complete comparison before you choose.
How to Open a Portuguese Bank Account as an American — What You Need, Which Banks Work, and Why It Matters
Most notaries require payment from a Portuguese account at the final deed. Which banks accept Americans, remote opening options, FBAR obligations, and why your US bank will cost you $11,000 on a $700K transfer.
Portugal's NHR / IFICI Tax Regime for Americans — What It Actually Means for Your IRS Obligations
Moving to Portugal does not eliminate US tax obligations. What IFICI covers, how the US-Portugal treaty interacts with it, FBAR, FATCA, Social Security, and who actually benefits.
Getting a Portuguese NIF Number as an American — Why You Cannot Buy Without One and How to Get It
No property contract in Portugal can be signed without a NIF. How Americans get one from the US, how long it takes, and what the apostille process involves.
Portugal Land Registry and Caderneta Predial — What They Are and Why They Are the Only Documents That Matter
The two documents that determine whether a Portuguese property is what the seller says it is. What each contains and what mismatches mean.
The Promissory Contract (CPCV) Explained — What Americans Are Signing and What It Means
The CPCV locks in the price and puts your deposit at risk. What it contains, the deposit mechanic, and what happens if either side walks away.
Portugal Property Transaction Costs — Every Fee From Offer to Title Deed in the Algarve
IMT transfer tax, stamp duty, notary, attorney, and currency costs. Full breakdown with real numbers. Budget 8–11% above purchase price.
How Americans Buy Property in the Algarve — Freehold Ownership, Notary Completion, the Complete Process
NIF, CPCV, IMT, escritura. Every step from offer to registered title, with full cost tables and timeline.
Tavira & The Eastern Algarve — The Value Thesis for American Buyers in 2026
The Eastern Algarve trades at a 30–50% discount to the west. Sophisticated buyers are acquiring ahead of price convergence.
Portugal's NHR Tax Regime — What the IFICI Successor Means for American Buyers in 2026
The NHR programme was replaced by IFICI in 2024. What changed, what stayed the same.
Vilamoura & The Golden Triangle — Europe's Premier Golf Address for American Buyers
Five championship courses. A superyacht marina. The most liquid luxury market in the Algarve.
Algarve vs. Costa del Sol — Which Iberian Coast Wins for American Buyers
Tax treatment, residency pathways, ownership rules, price trajectories, and honest risk.
Portugal's D7 Visa — The Most Underrated EU Residency Pathway for Americans
€870/month in passive income. No investment threshold. Full Schengen access. Path to citizenship in five years.
Peter Tumbas
Berkshire Hathaway HomeServices New England Properties · Licensed CT Real Estate Professional
Every article on this platform is written and attributed to Peter specifically. More about Peter →