Editorial intelligence only. Not immigration advice. Engage a qualified Portuguese attorney.
What the D7 Visa Is
The D7 Passive Income Visa is available to non-EU nationals who can demonstrate sufficient passive or remote income to support themselves in Portugal without working for a Portuguese employer. For Americans, it is the most accessible EU residency programme in existence — requiring no investment, no employer sponsorship, and no minimum asset threshold.
Income Requirements (2026)
€870/month per adult applicant. €435/month per dependent adult. €261/month per dependent child. For a couple: approximately €1,305/month. Qualifying income includes: US Social Security, pension distributions, IRA/401k withdrawals, dividend income, rental income from US properties, and remote work income from a non-Portuguese employer.
Application Process
Engage a Portuguese Immigration Attorney
Before gathering documents. Cost: €800–€2,500 for full support.
Gather and Apostille US Documents
Valid passport, FBI criminal background check (apostilled), proof of income, bank statements (3–6 months), health insurance covering Portugal.
Secure Portuguese Accommodation
A rental contract or property deed is required. Can be executed remotely through a Portuguese attorney acting under power of attorney.
Submit Consulate Application
Appointment required at your local Portuguese consulate. Processing: 4–8 weeks. Result: a 4-month entry visa.
Travel to Portugal — Schedule AIMA Appointment
AIMA handles biometrics and issues the 2-year residence card. Appointment wait: 4–12 weeks after arrival.
D7 vs. Golden Visa
| Factor | D7 Visa | Golden Visa |
|---|---|---|
| Minimum investment | None | €500,000 fund |
| Income requirement | €870/mo passive | None |
| Min. days in Portugal/year | 183 | 7 |
| Path to citizenship | 5 years | 5 years |
US Tax Obligations Still Apply
US citizens are taxed on worldwide income regardless of where they live. Obtaining Portuguese residency does not eliminate US filing obligations: annual federal returns, FBAR if Portuguese accounts exceed $10,000, FATCA reporting. Engage a US-Portugal dual-filing tax professional before establishing Portuguese tax residency.